Personal Finance
Choosing the right payment method
Last week we talked about feeling money and how cash has an amazing way of touching our emotions. Swiping a credit card is nearly emotionless. It has an amazing way of hardly letting the user realize they are actually spending money. This, of course, is bad. Let’s breakdown the different ways to purchase items along [...]
I just don’t feel it anymore
(audio) We need to start feeling money again. What, like get some cash and rub it on our cheeks? No. In fact, I would highly recommend not doing that considering cash is probably the germ-iest matter on the planet. I mean emotionally. In this swipe-to-pay kind of a world we live, it’s getting easier to disconnect [...]
Still think the lottery is a good idea?
(audio) The lottery is not only a bad idea from a statistical standpoint; it goes against some fundamental biblical principles regarding money. First of all, we have to understand that God owns everything and we are merely MANAGERS of His stuff. (By the way, did you know the Bible talks more about money and possessions than [...]
Truth: You’re not going to win the lottery
(audio) We need to talk about this. A few weeks ago America was going nuts about the record $640 million Mega Millions jackpot. It was the lead-story in every newscast local and national. Americans spent $1.6 billion on lottery tickets for the Mega Millions! Meanwhile, seven out of 10 people are living paycheck to paycheck, student [...]
Not loving your career is costing you
(audio) Loving what you do is very important in building wealth. In fact, it was number six on the list of success factors derived by Dr. Thomas Stanley in his book The Millionaire Mind. Many of the millionaires studied in this book stated, “my success is a direct result of loving my career and business.” Being [...]
Millionaires and marriage
(audio) A strong correlation exists between marriage and being rich! Did you know 92% of the nation’s millionaires are married? In fact, on average they’ve been married for 28 years with a less than one-third divorce rate. One in four millionaires have been married for 38 years or more. Referring back to the book The Millionaire [...]
Discipline can make you rich
(audio) Lately we’ve been discussing the book The Millionaire Mind by Dr. Thomas Stanley. It’s an extensive study on very wealthy people. The author gives a list of 30 success factors he found during this study. Having extreme levels of integrity was the number one factor. Number two on the list was discipline. Over half of [...]
Are you stealing from your employer?
(audio) Last week we discussed integrity and taxes, the truth that lying is nothing more than short-term thinking. If you lie on your taxes, you’re cheating to get something in your pocket now, but in the end you lose. Having integrity at your place of employment is just as important. Do you show up late or [...]
Cheating on your taxes hurts YOU!
(audio) I hate income taxes. We can have a philosophical debate about the need for taxes and how they are a part of living in America (which is true). But at the end of the day, I’m just not a fan of the government taking a sizable chuck out of my paycheck. In fact, I don’t [...]
The truth about tax refunds
(audio) Getting a tax refund. It’s the best; like an unexpected blessing from the government. NO! Let’s clear up some misnomers regarding a tax refund. First of all, a refund is NOT a bonus. It’s NOT a gift from Santa Claus. It’s NOT a present from the tooth fairy. It’s NOT a sign that you’re [...]
